Loan products
Personal Loans Built for Professionals
Transparent pricing, zero hidden charges, and funds in your account within 24 hours.
Instant Personal Loan
For everyday needs
Loan amount
₹50K – ₹5L
Rate from
10.5% p.a.
Tenure
12–60 months
Processing fee
Zero
- No collateral required
- Paperless KYC
- Disbursal in 24 hrs
- Zero processing fee
Salary Advance Loan
Bridge the gap till payday
Loan amount
₹10K – ₹1L
Rate from
12% p.a.
Tenure
3–12 months
Processing fee
Zero
- Same-day disbursal
- Auto-repay via salary
- Flexible repayment
High-Value Personal Loan
For big life goals
Loan amount
₹500K – ₹25L
Rate from
9.5% p.a.
Tenure
24–84 months
Processing fee
Zero
- Up to ₹25 lakh
- Lowest interest rates
- Dedicated relationship manager
- Flexible part-prepayment
Eligibility Criteria
Simple requirements designed for salaried professionals.
Age
18 – 58 years
Employment
Salaried/Self Emplyoed
Minimum salary
₹15,000 per month
6+ months at current employer
Credit score
700 and above
Residence
Indian citizen / resident
Documents Required
Identity proof
Aadhaar card / PAN card
Address proof
Aadhaar / utility bill / rental agreement
Income proof
Last 3 months' salary slips
Bank statement
Last 6 months' bank statement
Employment proof
Offer letter / employee ID
Interest Rates & Charges
| Charge | Amount |
|---|---|
| Interest rate | 10.5% – 24% p.a. |
| Processing fee | Zero |
| Prepayment charges | Nil (after 3 EMIs) |
| Late payment fee | ₹500 per month |
| Cheque bounce charges | ₹500 per instance |
| Loan cancellation | Nil (within 3 days of disbursal) |